" FREE FITBIT VERSA 2 *UNLIMITED GIVEAWAY* | 04 JANUARY 2021 - 07 JANUARY 2021 | Myiklankatalog.com




04 JANUARY 2021 - 07 JANUARY 2021

In Malaysia there have four biggest card network that currently use by user and its partnered with Malaysian banks to issue credit cards to consumers..These four card are Visa, MasterCard, American Express and UnionPay.Cardlist.The banks then further categorised these cards to meet various consumers’ needs and spending habits to having features such as cashback, reward points and air miles.

1.Cashback.You get back a portion of money you have spent into your account.
2.Rewards.You earn loyalty points for every Ringgit spent, redeemable for products  and services.
3.Air Miles.You earn loyalty points for every Ringgit spent, redeemable at your frequent flyer programs.

Normally, a credit card will have one of the features above. Depending on the income band, it can have a combination of features such as cashback and rewards, or air miles and cashback.Apply Now

Get Free Fitbit Unlimited Giveaway for every 3rd approved applicant with Standard Chartered Credit Cards:
The Tier 1 Campaign Gift is guaranteed for ALL 3rd successful Applicants. The SUG is tiered. Approval and Activation is mandatory for SUG eligibility.

The Tier 1 SUG is Fitbit Versa 2 for every approved and activated 3rd successful customers.

The Tier 2 SUG is a Samsung Galaxy Buds for all the approved and activated customers (Guaranteed SUG) who is not part of the 3rd successful applicant list.Apply Now

Terms and Conditions

Exclusive RinggitPlus New Year Credit Card Campaign Terms and Conditions

1. RinggitPlus Credit Card Campaign (“Campaign”) is organised by Jirnexu Sdn Bhd (1081989-D), (“The Organiser”) shall commence on 4th January 2021, and be available until 7th January 2021, both dates inclusive unless notified otherwise (“Campaign Period”). The Organiser reserves the right to end the Campaign earlier than 7th January 2021. Applications received after the Campaign has ended will not be valid.

2. The Campaign is open to individuals who successfully register their interest for one of the following eligible credit cards (“Eligible Cards”) issued by Standard Chartered Bank Malaysia Berhad (“Bank”) through the Organiser’s website (“ringgitplus.com”) during the Campaign Period (“Participants”); and who have not held a Standard Chartered Bank Credit Card, regardless of principal or supplementary card, within the 6 months preceding applicant's approval for, and receipt of, a new credit card under this campaign.

3. Eligible Credit Cards are:

• Standard Chartered JustOne Platinum MasterCard Credit Card

(“JustOne Platinum Credit Card”);

• Standard Chartered Visa Platinum Credit Card (“Visa Platinum Credit


• Standard Chartered WorldMiles World MasterCard Credit Cardholder

(“WorldMiles MasterCard”)

• Standard Chartered Liverpool FC Cashback (“Cashback Credit Card”);

• Standard Chartered Smart Credit Card (“Smart Credit Card”)

4. The following categories of persons are NOT eligible to participate in this Campaign:

4.1 Existing Principal/Supplementary Cardholders who still holds any of Standard Chartered Credit Card within the past 6 months from the campaign start date;

4.2 And/or Cardholders whose credit card account(s) is/ are delinquent;

4.3 permanent and contract employees of Standard Chartered Bank Malaysia Berhad

and Jirnexu Sdn Bhd.

4.4 Individuals below the age of twenty-one (21) years.

5. The Organiser reserves the right to approve or reject applications submitted at the website without assigning any reason.

6. The Organiser offers an exclusive gift ("Campaign Gift") to customers who meet the requirements in Clause 2 above and have their chosen Eligible Card application

approved by the Bank and activate their Eligible Card within 30 days from the Card’s Approved Date (“Successful Applicant”).

7. Each Cardholder is eligible to only one (1) Campaign Gift throughout the Campaign Period, regardless of the number of approved Eligible Credit Cards the Cardholder receives during the Campaign Period.

8. RinggitPlus Credit Card Campaign Special Terms and Conditions:

8.1 TheExclusive“RinggitPlusNewYearCampaign”isopenedtocustomerswho applied for any of the Qualifying product (Clause 3) via RinggitPlus website during the campaign period, and successfully fulfil the requirements for each product as stated in the Campaign Terms and Conditions.

8.2 The Applicants are required to provide the Identity Card (MyKad) images (front and back) during the application via Organiser’s website (RinggitPlus WhatsApp).

8.3 TheExclusiveCampaignGiftasbelow:

SUG Tier

Tier 1 Tier 2


Fitbit Versa 2 Samsung Galaxy Buds


Every 3rd Successful Applicants

For the Successful Applicant who is not part of the criteria as per Tier 1

8.4 Every 3rd Successful Applicants is on a “first come first serve” basis and is determined by the date and time of the online application via RinggitPlus website ringgitplus.com for a Qualifying Product from Standard Chartered Bank (Clause 3).

8.5 The Successful Applicant who is not part of the 3rd Successful Applicants will be entitled to the Tier 2 gifts (as listed in the table above).

8.6 Selection of the 3rd Successful winners will be done by RinggitPlus, upon receiving the Successful Applicants list from Standard Chartered Bank, in which the list of winners will be announced, by 30th April 2021.

8.7 The Organiser’s will provide Every 3rd Successful Tier 1 Exclusive Campaign Gift winner an email with the gift claim instructions upon receiving the Approval List from Standard Chartered Bank. The Successful Winners will

8.8 be responsible to fill in the accurate details in the given form for the Organiser’s to arrange a delivery of the Campaign Gift.

The remaining winners for the Tier 2 Exclusive Campaign Gift (Samsung Galaxy Buds) will receive an email instruction from the Organiser’s. The Eligible Cardholder who have receive the instructions will be responsible to provide the accurate details for the Organiser to arrange delivery of the gift.

9 RinggitPlus reserves the right to halt the campaign gift fulfilment and disqualify applicants who have failed to fulfil the Campaign Terms and Conditions, or applicants who falls under the following categories:

• Applicants who have cancelled the approved credit card within 6 months from the Gift Claimed Date

• Applicants who have an outstanding/arrears balance more than 90 days on the approved credit card

• Applicants who have lost or replaced the approved credit card within 6 months from the Gift Claimed Date

10 Only customers who fulfil the RinggitPlus Credit Card Campaign Special Terms and Conditions shall be eligible for a Campaign Gift. The Organiser reserves the right to disqualify applicants who have failed to fulfil the Special Offer Terms and Conditions and/or who have submitted incomplete or inaccurate data, without prior notice.

11 The Successful Applicant will receive an email with gift claim instructions from the Organiser’s within a period of 90 days once Standard Chartered Bank has provided the Organiser’s with the Approval list of the Successful Cardmembers.

12 Campaign Gift is subject to availability. In the event of unforeseen circumstances, the Organiser reserve the right to substitute alternative gifts of equivalent or greater value with no notice.

13 Campaign Gift cannot be transferred to other parties, is not refundable and not exchangeable for cash, credit or other goods.

14 By applying at ringgitplus.com, all customers consent to the use of their personal data by the Organiser for the purposes of the administration of this offer and any other purposes to which the entrant has consented, such as the Terms and Conditions, Personal Data and Information Notice, and Privacy Policy published at ringgitplus.com

 15 By accepting the offer each eligible person agrees to be bound by these terms and conditions.

15.1The Organiser reserves the right to cancel, terminate or suspend the Campaign without notice. Any cancellation, termination or suspension of the Campaign by The Organiser shall not entitle the applicant to any claim or compensation against The Organiser for any loss or damage incurred by the applicant as a direct and indirect result of such cancellation, termination or suspension.

15.2The decisions of the Organiser in relation to every aspect of the Campaign, including but not limited to the type of Campaign Gift, shall be deemed final and conclusive under any circumstance and no complaint from any applicant will be entertained. The decisions of The Organiser are final, conclusive and binding and no further appeal, enquiry and/or correspondence will be entertained.

15.3The terms and conditions herein contained shall be governed by and construed in accordance with the laws of Malaysia.Apply Now



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